What we finance …
Working Capital Finance
Bridging Finance, Purchase Order Finance or Short Term Finance
Specialised Asset Finance
Plant & Machinery, Specialised Equipment, Software, Yellow Metal, Truck & Trailer, Manufacture, etc.
Growth Finance
Mezzanine Finance, Medium Term Finance, Acquisition Finance or Bridging Finance
Finance for my SME Clients?
If you advise SMEs we can finance your clients, if you sell to small & mid-sized businesses we’ll finance your customers …
Our criteria …
We are strictly focused on SMEs … this is who we finance.
You can be considered for finance if:
- minimum finance amount from R1M up to R25M
- minimum R10M annual turnover
- alternatively, R5M to R10M annual turnover, if there is a growth context [e.g. a contract, project or large PO]
We don’t serve start-ups.
Types of equipment/software/services …
- manufacturing
- warehousing
- agro-processing
- mining support
- construction
- engineering
- ‘weird & wonderful’ leading edge
- not yet categorised
- unconventional
- desktops
- laptops
- copiers
- CCTV, biometrics
- networking & cabling
- PABX
- data centres
- ruggedized devices
- barcoding & scanning devices
- mobile devices
- 3D printing
- technology-driven manufacturing equipment
- nearly anything else with wires & a chip
- acquire your business trucks and trailers without upfront capital costs
- a unique structured finance solution when the banks can’t help with vehicle finance
- typically related to a project or contract need
- we finance fibre infrastructure builds by providing finance for fibre specific equipment & working capital
- we also partner in joint ventures for fibre infrastructure builds and development
- company-wide software [CRM, ERP,WMS, etc.]
- specialised software [CAD, BI, etc.]
- web or custom development
- mobile app development
- SaaS [annual payments]
- we finance: licensing [annual & upfront], customisation, implementation and training
- generators
- solar
- etc.
- complete office fit-out
- furniture
- space planning
- move management
- etc.
- financing for yellow metal and construction projects
- can be based on asset finance or working capital finance depending on your contextual needs
- for either a once-off need or for regular use in your business – for 1 or 2 or 3 month terms
- specifically developed to address businesses cash flow challenges when taking on project and contract work