Spartan

Structured Finance* that backs Serious Entrepreneurs.

Working Capital Finance, Specialised Asset Finance, Growth Finance.
Loan amounts from R1M to R75M.

*Creativity in a Complex Context

do I qualify?

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backing you

we take the time to understand your business, your context, and your funding need – then we back you.

structured finance

growth comes with complexity and rarely fits a standard loan. We use multiple funding options and terms from 1 to 60 months to structure funding that fits your business context.

timeline ..?

if your funding need is under the clock – then, if warranted, we can be more responsive.

Creativity in a Complex Context …

… with some Collateral

Your bank should be well suited & more economical for your basic/vanilla finance needs.

However, when a business is going through a growth or temporary distress phase, you’re now in a complex context – needing creativity [from a funder], cooperation [between you & a funder] and collateral [some skin in the game].

This is Spartan’s arena …

… and if you’re under the clock in this complex context – this just dials things up.

What some of our entrepreneur clients say …

“you got a big brother literally backing you – they say ‘financing that backs entrepreneurs’ and they really do”

Tshidi Mndzebele, CEO AvenirHoldings

“the ability to finance … allowed us to have more capital available to hire more teachers”

Damany Gibbs, CFO at Nova Pioneer

“we knew that when we were actually deep in the waters Spartan had come through to our rescue and we believed in the relationship we had built with Spartan … so we went back to Spartan for funding”

Glen Mavuso, MD Sonke Resources and Energy

“I definitely feel like I am being backed… I’m not afraid of anything, if there are any new contracts I know they are a phone call away.”

Chithwa Samuel Ndwandwe, MD Sinqobile Equestrian Security

We’re registered and authorised.

Spartan is a Registered Credit Provider NCRCP8669, in terms of Section 40 of the National Credit Act 34 of 2005, as amended.

Spartan is an Authorised Financial Services Provider, with licence number 47631, in terms of Section 8 of the Financial Advisory And Intermediary Services Act, 2002 (Act No. 37 of 2002).

We are members of: Aspen Network of Entrepreneurs (ANDE); SME Finance Forum (Managed by IFC); Association of SMME Funders.

Who are you ?

You’re an established business with growth plans or sizable new project/contract/PO [you are not a start-up and not a lifestyle business]
You have some experience in applying for & obtaining business finance [and perhaps already have a business overdraft] – and therefore have a sense/understanding of the differences between your bank VS an alternative funder
You are looking for a funding partner that can understand you, your business and structure financing based on that understanding

When is the right time ?

Whilst your business is fundable/funded by banks – you also have growth funding needs that cannot be understood or satisfied by your bank
You have your latest financial info ready [ie. Annual Financial Statements, Management Accounts, Drs & Crs Age Analysis, etc]
You need R1M to R75M for a particular growth opportunity