Optimise your existing business loans

consolidate and restructure multiple debt facilities & improve Repayment Terms.

Not for distress cases

we specialise in SME funding. If your business is in severe distress, we’re unfortunately not the right fit.

how Spartan helps your industry?

  • We have over 44-years experience financing SMEs across South Africa
  • First, we understand you & your business
  • We provide structured financing for short & long term, covering your growth phases

Restructure for continued growth

It can be challenging managing multiple inefficient debt facilities and the missed opportunities that come with them. Our Restructuring of Business Debt is designed to restructure your existing debt into one facility with more appropriate terms – freeing up cash flow and enabling growth. With funding sizes from R1M to R75M, we’re here to back your growth – not just manage your debt.

Smart funding, not rescue finance

We don’t restructure personal debt, and we don’t fund businesses that are in severe distress. Our goal is to help viable SMEs restructure and consolidate their inappropriate debt to better position themselves for future success. If your business has growth potential and you need a smarter way to manage your funding requirements – Spartan can be your partner.

Who we fund …

We’re only focused on SMEs run by experienced entrepreneurs, that:

  • require a loan amount from R1M to R75M

  • is a small to mid-sized business preferably in operation for 3+ years

  • with minimum R10M annual turnover, or

  • alternatively, R5M+ annual turnover, if there is a growth context [e.g. a contract or project]

How our process works …

find out what we need to back you

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FAQs

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