contact us

contact us2026-05-25T09:51:10+02:00

finance enquiry …

"*" indicates required fields

1. about your business?

(4 quick questions)

what is your current annual turnover?*

is the business 3 years or older?*

yes

do you have a business overdraft?*

yes

ever applied at any of these for finance?*

traditional bank

DFI (Development Finance Institutions)

alternative financier

ESD (Enterprise Supplier Development)

never applied for finance before

2. your finance need?

(what type, how much, etc)

I need ...*

for Business Finance Acquisition please answer these 4 questions to give your finance application the best chance at success:

what are your real reasons for acquiring the business?

do you have experience in the industry you're buying into?

how have you determined/assessed the valuation of the business?

how have you negotiated the price and payment terms?

type of property project?*

Residential development

Mixed development

Commercial with Blue-chip tenant

Industrial for own use

Resi-conversion

do you own the building?*

yes

for residential developments*

sectional title

full title

sectional title and full title

for mixed developments*

Residential - sectional title

Residential - full title

Residential - sectional title and full title

Petrol station

Retirement

Commercial/Shopping center

Education

what LSM/income level are you targeting?*A LSM is defined as a Living Standards Measure. These measures divide the population into 10 LSM groups, where ten is the highest living standard level, and one is the lowest level.

are you intending to develop to sell, to rent or both?*

sell

rent

sell and rent

approximate % sold to date?*

selling price per unit?*

approximate % tenanted to date?*

monthly rental charged per unit?*

what is the location of the property project?*

when did you begin the project?*

what is the total value of the property project?*

what is the estimated project completion date?*

is the land purchase pending or completed?*

pending

completed

type of zoning/division?*

pre-zoning/subdivision

post-zoning/subdivision

has the municipality approved the bulk service requirements?*

yes

has civil Infrastructure implementation started?*

yes

civil Infrastructure started*

substation

electrical and water services

roads

have you begun developing the top structure/s?*

yes

approximate top structure % completion?*

is draft or signed lease agreement in hand?*

yes

indicate the leasee (optional)

willing to partner on your property project?*Property Development requires a funder to accept a higher risk context, and to invest additional resources to promote mutual success. This warrants a Partnership approach, rather than a debt-only transaction.

yes

amount of funding needed?*

amount of funding needed for property development?*

when do you need the finance?*

1 day

1 week

1 month

when do you need the finance for property development?*

2 weeks

1 month

2 months

do you have a contract/s or similar?

yes

do you have the contract/s or similar in hand?

yes

who are the contract/s or similar from?

do you have some unencumbered collateral?*

Unencumbered collateral refers to freehold assets (i.e. not financed nor ceded).

yes there is sufficient unencumbered collateral available

no, its already given to my bank

no or insufficient collateral

yes, but I'm not willing to provide collateral

willing to accept a risk provision fee?*risk provision fee is capitalised/added to the loan - due to the higher risk nature and context of the funding you need (including the general SME funding environment).

hover on the question mark for details

3. your details & submit

(how can we be in touch)

Name*

first name last name

company*

Phone*

Email*

what's the best way to contact you, after our initial email?*

mobile call

SMS

your reason for funding?*tip: what is the funding for, how will it be used, etc...

giving us some context & understanding of your funding need improves your chances of success …

consent & certify

I certify that all information and representations are true and provide consent to Spartan SME Finance (Pty) Ltd or its cessionary making enquiries about my/our/any related parties' credit record with any credit agency and other party to confirm the details of this application. By submitting your application you agree to our privacy policy (read our POPI policy here).

I consent and certify

do I qualify?

find out quick.

Head Office

Telephone: 011 886 0922

Spartan House
387 Jan Smuts Avenue
Craighall Park
Johannesburg
South Africa
2196

GPS co-ordinates: 26°06’49.8″S 28°01’13.2″E