Simply apply online right here or contact us and we’ll email you our app form & list of required documents. Once you’ve sent us everything – then we’ll start our credit process.

A Credit Analyst will assess your info. If there are any concerns or clarity/context required then they will contact you – to assist in moving your finance application to the next step.

Usually 24-72hrs, depending on your availability.

We do financing that backs entrepreneurs. That means backing you – ‘the jockey’.

This is a critical part for 2 reasons:

1. The financial/business info for an SME is often insufficient to justify the financing. So we need to draw alternate comfort by meeting the entrepreneur.
2. As we don’t believe in requesting business plans – the interview with the entrepreneur allows us to get an appreciation for their business model, strategies and vision.

This happens either in-person or via a Skype video call.

Once approved:

1. Finance Term Sheet, finance agreement and related docs are sent to you for electronic signing on your mobile or laptop.
2. You’ll need to email your relevant compliance docs [e.g. Company Reg. docs, etc.]. 
3. For your FICA docs – our mobile app makes it pain-free & convenient

Usually very quick, but depends on your responsiveness.

Once our compliance people check that all the paperwork is good-to-go then we proceed to pay-out.

Pay-out is usually same/next day [for working capital finance].