How it works
how our process works …
how an application works from start to end …
4. As we don’t believe in requesting business plans – the interview with the entrepreneur allows us to get an appreciation for their business model, strategies and vision. This happens either in-person or via a Skype video call.
5. Once our compliance team checks that all the paperwork is good-to-go then we proceed to pay-out. Pay-out is usually same/next day [for working capital finance].
min and max amounts?
- Generally we prefer to finance amounts from R1M at the lower end to R25 million at the top for routine & run of the mill needs
- However, as an exception, we can consider amounts above R25 million for more structured/specialised needs – we even do larger amounts than this using revolving finance facilities and custom built finance solutions
what you’ll need …
Completed & Signed application form
Last two years sets of Annual Financial Statements (AFS)
Latest Management or Internal Accounts
Last 3 months bank statements
Debtors & Creditors Analysis
Personal Assets & Liabilities (of all shareholders)
Overdraft facility agreement (if applicable)
Key contracts or purchase orders (if applicable)
making the effort to understand you