About Us

This is a little about what makes Spartan different …

  • Spartan has been financing businesses for over 40 years – since 1981
  • we’re all about backing entrepreneurs and building our country
  • we only have eyes for Small & Mid-sized businesses
  • we’re an independent alternative financier
  • what’s special: our customised financing approach for SMEs
  • we’ve designed entrepreneur-centric processes – like our Credit Committee interviewing the entrepreneur
  • our vision is … backing every growing SME in SA

Our Purpose, Values & Vision

Spartan operates in a “vision-led and values driven” environment with a focused strategy and growing discipline of execution. This is a place where passionate people are empowered to contribute and encouraged to challenge themselves and their colleagues.

Our Culture

At Spartan we’re all about backing entrepreneurs and building our country.

  • our style is more entrepreneurial than corporate – why, because we’re in the business of financing entrepreneurs
  • we are candid, curious and conscientious
  • we run on collaboration & teamwork
  • we’re adaptable in our approach – yet begin with the end in mind [always]
  • we believe in personal growth, based on continuous learning – that’s more than just academic
  • but the paradox is we’re also structured in our thinking & process orientated – because we’re a finance business

Our Finance Products

Growth Finance

Solve cash flow issues due to growth

Specialised Asset Finance

for asset finance beyond the usual

Working Capital Finance

for cash flow assistance due to growth in your business

Our Leadership Team

Work with us

Explore Spartan’s culture and the impact you’d make in building our SA … see our available positions

Our Fintech Tools

Given that Spartan is exclusively focused on financing SMEs and entrepreneurs – means that we’re serving a target market with expectations of fast turnaround time, convenient engagement and aversion to documentary compliance.

So to meet those expectations – we think technology in all we do. We have created and adopted technology smartly in key aspects of the financing process for SMEs.

We pioneered Software Finance for SMEs in South Africa – and this afforded us the opportunity to be plugged into the forefront of the software ecosystem. These insights and networks have been used to develop and adopt the right technology to aid our financing of SMEs.

Here’s some of the fintech tools we have developed or adopted:

  • Comprehensive online finance application widget: online-application
  • Online FICA processing tool
  • E-signing of all contracting & agreements on smart phones

What some of our entrepreneur clients say …

“you got a big brother literally backing you – they say ‘financing that backs entrepreneurs’ and they really do”

Tshidi Mndzebele, CEO AvenirHoldings

“the ability to finance … allowed us to have more capital available to hire more teachers”

Damany Gibbs, CFO at Nova Pioneer

From a franchisee point of view finance allows them to guard their working capital more closely and take the money that they would have spent and use that cash effectively to pay for our consumers who are selling us goods or borrowing money from us”

Cash ConvertersRichard Mukheibir, MD at Cash Converters South Africa

“I definitely feel like I am being backed…  I’m not afraid of anything, if there are any new contracts I know they are a phone call away.”

Chithwa Samuel Ndwandwe, MD Sinqobile Equestrian Security

Corporate Social Responsibility

Under our social responsibility umbrella, we have proudly supported:

  • Gift of the Givers
  • Mandela Day River Clean Ups
  • The Johannesburg Library Adult Literacy Program
  • The UN Children’s Fund
  • National Business Initiative
  • Business Against Crime
  • Lerato Love Homes
  • Nelson Mandela Foundation
  • Dr Knak School
  • The National Computer Literacy Programme


Spartan is a 100% Black-owned and 33.3% Black women-owned Non-Bank Financial Institution

We’re registered and authorised.

Spartan is a Registered Credit Provider NCRCP8669, in terms of Section 40 of the National Credit Act 34 of 2005, as amended.

Spartan is an Authorised Financial Services Provider, with licence number 47631, in terms of Section 8 of the Financial Advisory And Intermediary Services Act, 2002 (Act No. 37 of 2002).

We are members of: Aspen Network of Entrepreneurs (ANDE); SME Finance Forum (Managed by IFC); Association of SMME Funders.