What is Spartan Specialised Asset Finance?

Spartan Specialised Asset Finance offers specialized funding for South African businesses, providing funding from R1M to R75M. Spartan finances complicated assets [often considered unusual] – including software, solar and green economy solutions, and specialized machinery – that traditional banks often avoid. This allows businesses to preserve working capital while scaling through structured, asset finance solutions.

Here’s 2 key reasons to use Spartan’s Specialised Asset Finance:

1. Our expertise is funding complicated/unusual “assets”.
Equipment or assets that are complicated/unusual – in that it is difficult to understand or categorise and worse, there is a limited ready and liquid resale market. Examples: Software, solar and green economy solutions, and specialised machinery . If you’re not sure if we will finance it just ask.
Our experience is by having “earned every scar” – we don’t guess, we know.

2. Avoid using your working capital or overdraft.
Often, when you can’t get funding for your complicated/unusual “asset” – then you either don’t buy it [and compromise business growth] or use your overdraft, which creates an unintended consequence …

Our minimum finance criteria …

  • Loan amount from R1M to R75M
  • you are a small to mid-sized business [SME] in operation for 3 or more years
  • with a minimum annual turnover of R10M, or
  • alternatively with an annual turnover between R5M – R10M, provided there is some current growth context [for example a contract, project or acquisition]
  • read more about how our process works and what you will need

Our Process

Find out what we need to back you …

FAQ’s

Do you have questions about our financing ..?

Let’s get the conversation started …