Truck, Trailer & Bus Finance
What is Truck/Trailer/Bus Finance?
Our financing allows your business to acquire all the vehicles it needs for growth or for delivering on that new contract.
As an alternative funder we look for ways to make the financing happen for your business – by taking the time to understand you and your business.
- gives you the competitive edge that your business requires
- we do complete finance for businesses
- so you can focus on growing your business
examples of sectors we do truck/bus finance for ... |
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|---|---|
FMCG | agro-processing |
mining support | warehousing |
commodities | manufacturing |
government tendered passenger transport | city operations transport |
Why get Truck/Trailer/Bus Finance from Spartan?
Spartan focuses on small and mid-sized businesses so dealing with us is nothing like dealing with a bank. We actually look for ways to make the finance option happen for you. Spartan is a direct funder so your business will always be only with us. If you think our finance makes business sense to you and you want some more details take a look at how it works.
Finance products for your truck/bus business …
Our expertise is in financing specialised assets.
What does this mean? When you need specialised asset finance – that your bank or traditional funders don’t understand or avoid – we will back you. We finance machinery, specialised equipment, technology, software, office fit-out, etc. If you’re not sure if we will finance, it just ask – chances, are we could.
Avoid using your working capital or overdraft.
Rather use Spartan’s asset finance facility [credit line] which acts as a wallet of credit. This credit line has a 3-year availability period. It can be used for ‘bits & bobs’ or larger items. Working capital or overdraft is a scarce resource that should either serve as a buffer for tough times OR give you confidence for the future.
Our Working Capital Finance is a solution that assists businesses with solving cash flow challenges. We provide cash flow financing via either Short Term Loans or Bridging Finance for temporary needs.
Bridging Finance is a solution that assists businesses with solving cash flow issues due to growth related challenges in their business. It is for either a once-off need or for regular use in your business – for 1 or 2 or 3 month terms.
Our Short Term Finance is a 6-12 month structured solution that enables your business to draw on our working capital finance, an alternative to your traditional finance sources such as your overdraft or bank credit lines.
Our minimum finance criteria …
- Loan amount from R1M to R75M
- you are a small to mid-sized business [SME] in operation for 3 or more years
- with a minimum annual turnover of R10M, or
- alternatively with an annual turnover between R5M – R10M, provided there is some current growth context [for example a contract, project or acquisition]
- read more about how our process works and what you will need
Let’s get the
conversation going …
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FAQs
Do you have some questions about our financing ..?