who we finance ...
Spartan is strictly focused on Small & Growing Businesses ... this is who we finance. We're 100% committed to only helping SMEs grow. It's in our DNA. It's in our processes. It's in the way we engage.
We don't serve survivalist, micro and lifestyle businesses - we believe we can make a greater impact by financing Small & Growing Businesses. Small & Growing Businesses are defined as commercially viable businesses that have significant potential and ambition for growth.
you will be considered for finance if:
you are a small to mid-sized business in operation for 3 or more years
with a minimum annual turnover of R10M or
alternatively with an annual turnover between R5M - R10M, provided there is some current growth context [for example a contract, project or acquisition]
you will not be considered for finance if:
- you are a start-up
- you are a private individual
- you are a very large company, with more than 500 staff
Though we finance and service Small & Growing Businesses across all industries - we find that the businesses in the following segments tend to get significant benefit from our niche finance offerings:
- business services
- technology based services
- education
- healthcare & medical
- agribusiness
- marketing services
- financial services
- professional services firms