Specialised Asset Finance

for asset finance beyond the usual

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asset finance

Here's 2 key reasons to use Spartan's Asset Finance:

  • Our expertise is in financing specialised assets.
    What does this mean? When your customer needs to finance specialised assets - that a bank or traditional funders don't understand or avoid - we will back them. We finance machinery, specialised equipment, technology, software, office fit-out, etc. If you're not sure if we will finance it just ask - chances are we could.

  • Avoid using working capital or overdraft.
    Rather use Spartan’s  finance facility [credit line] which acts as a wallet of credit. This credit line has a 3 year availability period.  It can be used for ‘bits & bobs’ or larger items. Working capital or overdraft is a scarce resource that should either serve as a buffer for tough times OR give you confidence for the future.

types of assets we finance ...

Finance all the machinery & equipment that your customer needs whether they're in manufacturing, warehousing, agro-processing, mining support, construction, engineering, etc. ... see more about our machinery finance.

For leading-edge 'weird & wonderful' equipment or devices that don't fit the conventional mould or is so new-age that it can't be categorised yet. So if it can't be categorised how can it it be financed? Spartan can and does - because we have expertise in financing specialised assets. Find out more here.

If it has a chip, wires or an IP address we'll probably finance it. For just about any technology your customer requires whether its traditional IT or something way beyond that and non-traditional ... read more about our technology finance.

It covers off-the-shelf software or custom development software. For example CRM, ERP, industry-specific-software, web/general/mobile development. Spartan can also finance the various elements of the software project whether it be upfront/annual licensing, implementation, training, software subscription [Software-as-a-Service]. Read more here.

Spartan's Fit-Out Finance covers your customers office furniture & fit-out. Whether they are looking to refurbish and redesign their workplace, or are looking to move into a new office space, we can finance the entire project. See more.

who we finance ...

Spartan is strictly focused on Small & Growing Businesses ... this is who we finance. We're 100% committed to only helping SMEs grow. It's in our DNA. It's in our processes. It's in the way we engage.

We don't serve survivalist, micro and lifestyle businesses - we believe we can make a greater impact by financing Small & Growing Businesses. Small & Growing Businesses are defined as commercially viable businesses that have significant potential and ambition for growth.

your customer will be considered for finance if:

  • you are a small to mid-sized business
  • you have between 10 – 500 staff
  • > 3 years old

your customer will not be considered for finance if:

  • you are a private individual
  • you are a very large company, with more than 500 staff
  • you are a public sector entity
  • Exceptions: we make regular exceptions for companies doing R5 - R10 million turnover per year - provided there is some current growth context happening [for example a contract, project or an expansion].

get the asset finance your customers need ...

get in touch
apply online