hardware finance

Financing that backs entrepreneurs.

what is hardware finance?

Hardware Finance is a complete solution for your business that enables you to finance all your technology & equipment needs…

it is easily affordable and gives you the competitive edge that your business requires
much like car finance – hardware finance enables an affordable solution: predictable monthly instalments
as a direct funder your business will always be only with us
we do complete hardware finance for businesses
so you can focus on growing your business

Here’s 2 key reasons to use Spartan’s Hardware Finance:

Our expertise is in financing specialised assets.
What does this mean? When you need specialised asset finance – that your bank or traditional funders don’t understand or avoid – we will back you. We finance machinery, specialised equipment, technology, software, office fit-out, etc. If you’re not sure if we will finance it just ask – chances are we could.
Avoid using your working capital or overdraft.
Rather use Spartan’s asset finance facility [credit line] which acts as a wallet of credit. This credit line has a 3 year availability period. It can be used for ‘bits & bobs’ or larger items. Working capital or overdraft is a scarce resource that should either serve as a buffer for tough times OR give you confidence for the future.

types of assets we finance …

Machinery Finance

Finance all your machinery & equipment that your business needs whether you’re in manufacturing, warehousing, agro-processing, mining support, construction, engineering, etc. … see more about our machinery finance.

Specialised Equipment Finance

For leading-edge ‘weird & wonderful’ equipment or devices that don’t fit the conventional mould or is so new-age that it can’t be categorised yet. So if it can’t be categorised how can it it be financed? Spartan can and does – because we have expertise in financing specialised assets. Find out more here.

Technology Finance

If it has a chip, wires or an IP address we’ll probably finance it. For just about any technology your business requires whether its traditional IT or something way beyond that and non-traditional … read more about our technology finance.

Software Finance

It covers off-the-shelf software or custom development software. For example CRM, ERP, industry-specific-software, web/general/mobile development. Spartan can also finance the various elements of your software project whether it be upfront/annual licensing, implementation, training, software subscription [Software-as-a-Service]. Read more here.

Fit-Out Finance

Spartan’s Fit-Out Finance covers your office furniture & fit-out. Whether you are looking to refurbish and redesign your workplace, or are looking to move into a new office space, we can finance the entire project. See more.

Our minimum finance criteria

minimum finance amount from R1M up to R25M
you are a small to mid-sized business [SME] in operation for 3 or more years
with a minimum annual turnover of R10M, or
alternatively with an annual turnover between R5M – R10M, provided there is some current growth context [for example a contract, project or acquisition]
read more about our Finance Criteria