Mezzanine Finance 2017-11-07T09:17:26+00:00

mezzanine finance

Mezzanine Finance

Financing that backs entrepreneurs.

SME Mezzanine Finance

A long-term finance product for established SMEs, offering more flexibility than bank financing in terms of collateralisation and repayment. Mezzanine Finance is typically self-liquidating and often contains an upside for the funder.
Our SME Mezzanine Finance is available from R1 Million to R5 Million.

our Mezzanine Finance …

Our Mezzanine Finance allows the costs of capital to be kept very low as it means that you don’t have to give up equity or give away your hard-won profits at the end of the project you are working on.

When you have the experience, capacity and ability – but not enough capital – Mezzanine Finance is a strategic, long-term solution enabling you to take on and complete numerous projects that result in real growth for your business.

the term Mezzanine Finance …

Mezzanine is is commonly seen as a generic term for financing that incorporates elements of debt and equity in a single investment. In developed countries it’s a sophisticated instrument that is part of a layered capital structure.

However, in emerging markets like South Africa, it is about filling a funding gap instead of filling a gap in the capital structure of the business.

Mezzanine Finance offered to SMEs in South Africa is typically not part of a layered capital structure – but filling a funding gap.

who we finance …

Spartan is strictly focused on Small & Growing Businesses … this is who we finance. We’re 100% committed to only helping SMEs grow. It’s in our DNA. It’s in our processes. It’s in the way we engage.

We don’t serve survivalist, micro and lifestyle businesses – we believe we can make a greater impact by financing Small & Growing Businesses. Small & Growing Businesses are defined as commercially viable businesses that have significant potential and ambition for growth.

you will be considered for finance if:

  • you are a small to mid-sized business
  • > 3 years old
  • your annual turnover is R10 – R500 million

you will not be considered for finance if:

  • you are a private individual
  • you are a very large company, with more than 500 staff
  • you are a public sector entity
  • Exceptions: we make regular exceptions for companies doing R5 – R10 million turnover per year – provided there is some current growth context happening [for example a contract, project or an expansion].

get the mezzanine finance your business needs ...

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